I’d have to say that’s a pretty naive response to rely on luck. I have found luck tends to go to those who prepare and work hard.
And to think that preparation and training won’t help for a power outage, an earthquake, or a tsunami is obviously from someone who has not lived through a bad one. Cash for emergencies works until cash is worthless.
It is interesting to see how people view things. One can rely on luck, on a Higher Power, on money, whatever.
Water is the most valuable resource and there is a good chance future wars will be fought over water, rather than oil.
I’m a big believer to each their own. Not trying to push an agenda on anyone, just making suggestions and offering some advice.